Most Americans think that when they retire they will have enough to continue their current lifestyle for the rest of their lives.

The sad reality is nearly all of them are wrong.  Even the millionaires.  There are risks to your income most people, including financial advisors, don’t account for.

Once you begin to depend on your assets to produce income instead of simply growing, it’s crucial to understand and account for every risk your income, present and future, could be exposed to.

Not adequately factoring these risks is why most Americans, even those that retire as millionaires, experience a reduction in their lifestyles by the time they hit their 80s.

At America’s Retirement Partner we START by understanding your lifestyle and then factor in the biggest risks you will face as you age.  That allows us to tell you EXACTLY how much income you will need every year for the rest of your life.

Understanding what you have to have is the first step in a successful retirement income plan.

CLICK HERE to find out how much money you are going to need every year from here out.  One of our Advisors will do the heavy lifting for you, and show you in a simple and understandable way how to avoid running out of money, even if the market falls -30%, -40%, -50% or more.

RISKS TO YOUR INCOME IN RETIREMENT

• Inflation Risk
• Reinvestment Risk
• Credit risk
• Concentration risk
• Credit risk
• Yield collapse due to interest rate changes
• Duration Risk
• Market risk (Recessions and Crashes)

Even real estate has risks many investors don’t properly account for:

• Liquidity risk
• Vacancy risk
• Regulatory risk (inability to collect rent or evict non-paying tenants)
• Tenant risk
• Asset risk
• Market risk

Get in touch and let us help you both understand your risk and then protect you from it.