A generation ago retirement security wasn’t nearly the worry it is today.  Our parents and grandparents had pensions and Social Security, virtually guaranteeing they could sustain their retirement no matter that the economy or market did.

Today, very few Americans have pensions and most retirees, however wealthy, greatly underestimate the risk of running through their assets before they pass.  No assets = no income.

Steady income is the most crucial element of safeguarding your lifestyle and securing your financial future. Achieving a successful retirement depends on maintaining a consistent income stream even during market downturns, ensuring that you don’t need to deplete your market-based assets when their value is declining.

Fortunately, America’s Retirement Partner has access to sophisticated tools to help you avoid the necessity of making substantial withdrawals from your investment portfolio to sustain your lifestyle during market downturns of -20%, -30%, -50%, or more.

Exceptional advisors prioritize the establishment of a dependable income source, regardless of prevailing market or economic conditions. While most advisors concentrate on accumulating assets before retirement, only a select few possess the expertise to leverage your assets to secure a stable income while simultaneously building for the future.

The optimal retirement strategy involves a combination of a stable income to safeguard your lifestyle and a well-crafted investment plan designed to foster growth within a risk management framework for when turbulent times inevitably reappear.

America’s Retirement Partner can help you create a personal pension that will pay you (and your spouse) for the rest of your lives no matter what is happening in the market or the economy.